Golf Course owners are not immune to suffering when disasters strike. Over the years many have found financial assistance difficult to secure. If your golf business meets the Small Business Association criteria of having sales of less the $15M, then you may be eligible to participate in their disaster relief loan programs. Whether you are looking to rebuild, replace lost equipment or just need access to cash to cover your immediate expenses, these loans are available if you are unable to locate alternate funding. The SBA offers two types of loans within its Disaster Loan Program to assist an owner with financial assistance to restore their business to its prior condition: Business Physical Disaster Loans (BPDL) and Economic Injury Disaster Loans (EIDL). These loan programs become available only for areas that have been designated Federal Disaster Areas by the President of the United States. This NGCOA White Paper provides the information you need to decide if this is the right plan for your business. These low-interest loans, currently capped at 4%, still have similar requirements to traditional SBA loans but if you qualify they can help you recover your business following a disaster.